I hate Capital One, but at least they have (or had) a "Zero Liability" policy.
Somehow, a Capital One Gold Mastercard, in my name, ended up in Germany, to the tune of $8,000+. It was a very scary time, but credit monitoring has turned up nothing else in 6 or 7 years.
I was lucky, but I am still always on the lookout.
I got a scam email from "Ebay" a while back. Before I sent it off to spoof, I decided to have a little fun with it.
Every answer was "In your dreams", "What, you think I'm an idiot?", "---- you, ---hole", and other colorful replies. I then hit send, hoping it would go there, but dang, it just went to my sign on page.
Oh, well.
