Creditcards in the States have another way of working than in Europe.
When we buy something with our creditcard, you don't have monthly payments, but the amount you purchased just goes of your account at the end of the month...
So when I buy something today, 5th December, my bank will take that amount out of my account the next month...
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1970 BUG 1300 Automatic - SOLD
2008 NBC 1.9TDI Limited Red Edition
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