I have the older dieselgeek steel plate. and yes, it totally blocks access to the oil filter. It is held on th the frame in front with 2 bolts that are attached to arms that were added during the install, and the rear attached with 3 bolts to the subframe (the giant black metal peice that the center tranny/engine mount is bolted to), and 6 torx screws, 3 on each side attaching it to the factory plastic side panels.
And i totally reccomend getting a metal skid plate. It is 100% worth it, and the newer version is alot lighter (it is a pita to get mine off) and it has a higher ground clearence (i'm not lowered, and i bottom out going out of my driveway unless i c r w a l), and i'm at stock height.
So if your worried about something hitting your oil pan, get teh panzer plate, it's gonna pay for itself (and then some) the frist time you hit something. If your worried about oil change places having trouble changing your oil, you can take it off before you get it changed i guess.
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