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Originally Posted by angelusnhc
well the crack is major big now. its spreading like crazy. i talked to state farm and they told me if the crack is smaller than 6 inches then they will fix it for free. if its bigger then i have to pay to get it replaced. is this right or is there somethign else i need to know or say to get them to replace the whole windshield.
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What they are saying is, the windshield crack is too large and is not of the type of crack that can be repaired, which many insurance companies will waive the deductible, as the repair costs about $40. The cracking of your windshield requires you to replace your windshield. Assuming you have comprehensive coverage on your car, you have a deductible to pay. Because of your young age, that deductible is commonly $500 -$1000 in order to keep the insurance premiums as low as possible. If you want a low or no deductible on your car, then you will also have to pay the increased cost of that. Typically, small starred type cracks are the only kinds of cracks that are repairable...and it must be out of the line of vision.
I went to
www.89glass.com and got a quote for $276 for replacement.
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Originally Posted by FineExampl
I don't understand that logic. Why should size matter? If it's cracked, it's cracked. Either way it has to be replaced. Freakin insurance companies are crooks.  |
Insurance companies aren't crooks.....you have to understand what you are paying for. Most car policies do have a deductible for glass breakage, though some do not. That is the choice by the buyer of the insurance policy, not the insurance company, which affects the cost of car insurance. I like to keep my ins premiums low, so I carry a $500 deductible on my cars. A broken windshield will cost less than $500, so I know it will be out of my pocket. But over the long run, I save more money by doing this.