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  #16241 (permalink)  
Old 10-22-2009, 10:01 PM
Smileybug's Avatar
5/23/10 <3
 
Join Date: Sep 2005
Location:
Cary, NC, USA
Car: 1999 Techno Blue GL 2.0 5-speed (RIP), 1984 Jetta GL TD, 2003 20th GTI
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Amy, we'll be doing what you did. We don't have any joint finances but we are going to open a joint savings account. Right now it will be for the wedding. Afterwards, it will be to go towards a down payment on a house. Not sure what we'll do about our other accounts. I mean, in general we already operate on a "whats yours is mine and whats mine is yours" type of thing even though we have separate accounts. We live together so we share a lot of the same expenses. With me in school, we just have it worked out that I pay for certain things and he pays for others.

Kate-I've been living with my now-fiance for 2 1/2 years now. We "moved in together" in April of '07. I was still in school at the time 2 hours away so I only lived there over the summer and other breaks and of course came home about 1 weekend a month. Now, we also had roommates. Started out with 2 other roommates, at the end we had 4 other roommates (yes, there were 6 people in the house!). I hated 2 of the roommates, and I graduated in December of '08 so I moved in for good then. We moved out of that place and got a place of our own back in May. Few things that I've learned:

-Gina is entirely correct. Make sure you have an extra room that you can get away to. There is nothing worse than getting into a fight and being stuck sitting next to each other. We had that happen when we lived with the roommates. We basically just had our bedroom to ourself. Sucked when we got into fights.
-Give each other space!
-Money is certainly a hot topic. My best advice is to talk about it BEFORE you are living together. We had been together for...almost 5 years when we moved in together so we also knew a bit about we each handled money. We kinda played each month as it came in our first place. But when we got our new place, we worked out who would pay for what up front. He does help me out on ocassion since I'm in grad school right now but I hold my own.
-Communicate! You each live differently. It can be something as big as how clean you keep your bedroom or as little as the way you put toilet paper on the roll! But you need to understand the way you both live and figure out ways to compromise. We're still working on that!

Lastly, ENJOY IT! It really is fun in the big picture (at least in my opinion). Its a great feeling to come home at the end of the day and see your man there at the door
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The Baby: Darla, 102k, '99 New Beetle GL 5-speed. Bone stock. Acquired 4/6/05. Gave her life for me 8/17/11. RIP
The Project: Klaus, 180k+, '84 Jetta GL Turbo Diesel. Rebuilt and bringing 50+ mpg. Slightly improved from stock Acquired 7/12/08
The Baby Brother: Günther, 20th Anniversary Edition GTI
The money saver:2001 Jetta TDI GL. 114k. Dead auto, swapped to 3 pedals. Hubby's DD and our trip car
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  #16242 (permalink)  
Old 10-22-2009, 11:41 PM
kate_the_valkyrie's Avatar
Bobby's Mommy
 
Join Date: Mar 2008
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Lake Havasu City , AZ, USA
Car: Bobby Gutz - '03 Red Color Concept
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Quote:
Originally Posted by GINA View Post
My ex moved in with me before he became my ex. Things were slightly rocky before he moved in (long story on both matters) but I have some advice on the subject.

- Apparently putting him on the lease was a big mistake, even though I thought it was the right thing to do. When he moved out, we both paid big bucks to get him *off* the lease.
- Make sure you have an extra room to just get away. Seriously. No matter how much you love being with someone, some days you just need to get away for a few minutes. A 1 br apartment is terrible for more than 1 person to live in. My get-away room became the bathroom
- Make it clear who is responsible for what bills and when the money is due. The second someone falters, it gets difficult to get back on track.
- Make sure there is space for his stuff. If he's like my ex, he will bring a LOT of stuff.
- If you want him to help with stuff, tell him. Sometimes people can be dense and won't take out the trash when it's full, because it's something you just always do. I had to spell it out for my ex: It's ok if you take out the trash, even though I always do it. When it's full, please empty it. You know I do x, y, and z when I get home - but it's ok if you do it too before I get home.

Like I said, we were already having some issues before he moved in, and we broke up a few months after he moved in - this was after almost 7 years of dating, so we were serious. Not trying to scare you Kate, just giving my 2 cents based on my last experience. Even though it ended poorly :P Everyone's different, so I'm sure others will chime in with their opinions too.
It's all great advice! Thank you! We will be in my current 2 bedroom place until Jan. And we are getting a 3 bedroom.
He will be on the lease, but we're looking for a place we can afford on our own if one of us moved out. Lease protects both parties. Equally. I know its a pain, but here in Lake Havasu, they dont care who you include or take off, as long as someone still has the lease from beginning to end (he or I).
We're consolidating our stuff, keeping a matress/bed sealed in plastic in the garage, and extra stuff, so if one of us wants out, we have options.
Money is still being discussed and up in the air. I'm trying to get a better feel for that right now. We work at the same company, although he makes slightly more and has slightly less bills, smaller payments, etc. So I'm not sure how to ask or discuss this???
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  #16243 (permalink)  
Old 10-22-2009, 11:45 PM
kate_the_valkyrie's Avatar
Bobby's Mommy
 
Join Date: Mar 2008
Location:
Lake Havasu City , AZ, USA
Car: Bobby Gutz - '03 Red Color Concept
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Quote:
Originally Posted by Smileybug View Post
Amy, we'll be doing what you did. We don't have any joint finances but we are going to open a joint savings account. Right now it will be for the wedding. Afterwards, it will be to go towards a down payment on a house. Not sure what we'll do about our other accounts. I mean, in general we already operate on a "whats yours is mine and whats mine is yours" type of thing even though we have separate accounts. We live together so we share a lot of the same expenses. With me in school, we just have it worked out that I pay for certain things and he pays for others.

Kate-I've been living with my now-fiance for 2 1/2 years now. We "moved in together" in April of '07. I was still in school at the time 2 hours away so I only lived there over the summer and other breaks and of course came home about 1 weekend a month. Now, we also had roommates. Started out with 2 other roommates, at the end we had 4 other roommates (yes, there were 6 people in the house!). I hated 2 of the roommates, and I graduated in December of '08 so I moved in for good then. We moved out of that place and got a place of our own back in May. Few things that I've learned:

-Gina is entirely correct. Make sure you have an extra room that you can get away to. There is nothing worse than getting into a fight and being stuck sitting next to each other. We had that happen when we lived with the roommates. We basically just had our bedroom to ourself. Sucked when we got into fights.
-Give each other space!
-Money is certainly a hot topic. My best advice is to talk about it BEFORE you are living together. We had been together for...almost 5 years when we moved in together so we also knew a bit about we each handled money. We kinda played each month as it came in our first place. But when we got our new place, we worked out who would pay for what up front. He does help me out on ocassion since I'm in grad school right now but I hold my own.
-Communicate! You each live differently. It can be something as big as how clean you keep your bedroom or as little as the way you put toilet paper on the roll! But you need to understand the way you both live and figure out ways to compromise. We're still working on that!

Lastly, ENJOY IT! It really is fun in the big picture (at least in my opinion). Its a great feeling to come home at the end of the day and see your man there at the door

Smiley-thanks to you too. This is probably the biggest step in my young life so far. I'm scared, nervous, excited. I want to make it right. He's the only person I've cared for enough to even try until this point.

He does make more money and I would kill to go back to school. He has his foot in the door here at the call center we run, I do not. He enjoys it here, I do not. We don't forsee me here for much longer then another year or two, I want to go back to school, he doesn't. He supports this. I just feel terrible sitting him down, and saying, "hey I know you're ok with this, but we gotta spell it out anyways, do you mind paying more?"

Kinda awkward I think we're kind of avoiding it. I know we can't for much longer. The internet is being turned on for him (he's a WoW nerd) next week... So it's official after halloween all his stuff will be home. Right now he's inbetween his current place and staying every night at my place....

He's so amazing. I know he's not a jerk about money. Neither of us really care about it until we need to use it. (make sense?)... So yeah. I dunno. Thank you all though, you've been awesome! Good points to bring up! I feel a bit better.!!!!
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  #16244 (permalink)  
Old 10-23-2009, 02:17 PM
Smileybug's Avatar
5/23/10 <3
 
Join Date: Sep 2005
Location:
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Car: 1999 Techno Blue GL 2.0 5-speed (RIP), 1984 Jetta GL TD, 2003 20th GTI
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Thats how our situation is. He has a full time job, I am in school. I worked over the summer and I get a little money being a TA, but not very much. So we just sat down and talked. I pay utilities (electric, gas, internet, and the city bill [water, etc]) and for groceries, he pays rent and usually for food if we go out. It is a hard thing to talk about. It was awkward for me, even after being together for almost 7 years before we moved into our new place. I am someone that hasn't had the most money in life and I have always been determined to not live paycheck to paycheck and I really want to be able to take care of myself so I hate that I have to ask him to give me a hand. But its reality. And he knows it and he's ok with it. He knows that once I get a full time job, I'll be on better ground and that getting my Masters is good for me and my future. And from what you say, you two seem to be on the same page about what you both are wanting out of life and are ok with it.

It really is an important thing to talk about. Its hard, but it makes things much easier in the long run. I would just tell him that you need to sit down and discuss finances. See what you each think is fair for the 2 of you to pay for. Once you figure it out, everything else falls into place
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  #16245 (permalink)  
Old 10-23-2009, 05:40 PM
FarrisK's Avatar
Semi-Lurk Mode: GOOOOO
 
Join Date: Feb 2007
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West Richland, WA, USA
Car: 2004 Ford Focus ZX3
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I'm nakie!!!
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Drive more, worry less.
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  #16246 (permalink)  
Old 10-23-2009, 05:41 PM
Severecaraddict's Avatar
Retired Car Whore
 
Join Date: Sep 2005
Location:
Bowling Green, KY, USA
Car: 1976 VW Baja Bug & 2008 Passat VR6 Sport
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Originally Posted by FarrisK View Post
I'm nakie!!!
Put some clothes on!
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  #16247 (permalink)  
Old 10-23-2009, 05:46 PM
FarrisK's Avatar
Semi-Lurk Mode: GOOOOO
 
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Car: 2004 Ford Focus ZX3
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Originally Posted by Severecaraddict View Post
Put some clothes on!
But then how will I make money off of my webcam? No one wants to see a chubby hairy dude on camera with clothes ON...

K. That's kinda gross. Sorry.

Seriously, though all doors to my room are secured, I'm home alone, and the blinds are down on the window. I like being naked.

It'll only be a for a minute or so longer. I'm getting ready for work.
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  #16248 (permalink)  
Old 10-23-2009, 05:48 PM
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Car: 1976 VW Baja Bug & 2008 Passat VR6 Sport
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Originally Posted by FarrisK View Post
All doors to my room are secured and the blinds are down on the window. I like being naked.

It'll only be a for a minute or so longer. I'm getting ready for work.
I suppose if it works for Donald Duck, its OK by be. I sold my Mercedes this morning. I'll miss it, but I'll enjoy my inflated bank account even more.
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  #16249 (permalink)  
Old 10-23-2009, 05:49 PM
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Car: 2001 Batik Blue ~ 2.0l, Bugje
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Going out to play darts. Say: ONEHUNDREDANDEEEEEEEEEEIGHTY!
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  #16250 (permalink)  
Old 10-23-2009, 05:51 PM
FarrisK's Avatar
Semi-Lurk Mode: GOOOOO
 
Join Date: Feb 2007
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Car: 2004 Ford Focus ZX3
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I'm about to go inflate my bank account by 50 bucks! My mom found my old savings bonds that my gramma gave me.

The one from 1992 is up to 61 dollars (its a 50 dollar note), but the ones from 2002 and 2003 are not quite at maturity. They total up to about 100 bucks, but face value on them is 150. I owe my mom a Benjie, so that's why I only get 50 bucks out of the deal.
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  #16251 (permalink)  
Old 10-23-2009, 05:55 PM
Severecaraddict's Avatar
Retired Car Whore
 
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Car: 1976 VW Baja Bug & 2008 Passat VR6 Sport
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$50 is $50 bucks! With the way gas is, that's like a full tank of gas and maybe a $5 foot-long from Subway.

I'm thinking about buying a jetski or a bigger 4-wheeler.
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  #16252 (permalink)  
Old 10-23-2009, 05:57 PM
FarrisK's Avatar
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Originally Posted by Severecaraddict View Post
$50 is $50 bucks! With the way gas is, that's like a full tank of gas and maybe a $5 foot-long from Subway.
Not when premium is 3.09/gal and you have a HUGEASS gas tank.

I'm gonna buy a hair trimmer to remove my face hair and then go get a haircut.
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  #16253 (permalink)  
Old 10-23-2009, 05:59 PM
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I guess I should quit bitching that premium is $2.75. When I got back from FL two weeks ago, it was $2.44
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  #16254 (permalink)  
Old 10-23-2009, 06:03 PM
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Originally Posted by Severecaraddict View Post
I guess I should quit bitching that premium is $2.75. When I got back from FL two weeks ago, it was $2.44
Man, not even RUG is that cheap around here. :P
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  #16255 (permalink)  
Old 10-23-2009, 06:10 PM
AmyJane's Avatar
<-----No More Beetle :(
 
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Car: 2011 Kia Soul in Shadow (Black)
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Originally Posted by FarrisK View Post
Man, not even RUG is that cheap around here. :P
Rug? Is that a code word for hooker?
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♥It doesn't matter where you go in life, it's who you have beside you ♥
"Put your troubles away until tomorrow. If you're lucky someone'll break into your house tonight and steal 'em" ~ Dean Martin

Skittle & Me
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  #16256 (permalink)  
Old 10-23-2009, 06:13 PM
Severecaraddict's Avatar
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Originally Posted by AmyJane View Post
Rug? Is that a code word for hooker?
That would add a whole new meaning to 'rug burn'!

Regular Unleaded Gas
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  #16257 (permalink)  
Old 10-23-2009, 06:16 PM
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<-----No More Beetle :(
 
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Originally Posted by Severecaraddict View Post
That would add a whole new meaning to 'rug burn'!

Regular Unleaded Gas
hehehe
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  #16258 (permalink)  
Old 10-23-2009, 06:18 PM
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Revere, MA, USA
Car: 1998 New Beetle 2.0L, 2003 Pontiac Vibe
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Originally Posted by AmyJane View Post
Rug? Is that a code word for hooker?
Regular Unleaded Gasoline

Perv
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  #16259 (permalink)  
Old 10-23-2009, 06:22 PM
AmyJane's Avatar
<-----No More Beetle :(
 
Join Date: Sep 2005
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Originally Posted by Lmhansen View Post
Regular Unleaded Gasoline

Perv
Me a perv? Nahhhhh!



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  #16260 (permalink)  
Old 10-23-2009, 07:13 PM
FarrisK's Avatar
Semi-Lurk Mode: GOOOOO
 
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Quote:
Originally Posted by AmyJane View Post
Rug? Is that a code word for hooker?
Yes. Rug means a $2.84 hooker.



I kinda wish we could change the size of the smily faces. I feel that one should be a size 6.
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