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02-09-2006, 10:57 PM
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Heelllloooo Everybody!!
 Hey everyone! I'm new to newbeetle.org. I don't currently own a NB, I have an 02 Jetta. Hopefully I will trade that in soon to finally get my NB! I've feel like I've been waiting 4ever. Before I got my car I was aiming for the NB but I could not afford the monthly payment so that's how I ended up with my Jetta. So here's a question...maybe u guys can give me some advice...I want to trade in the Jetta for a NB hopefully an '06. How long should I wait to trade in? I purchased it last June(2005). Right now I'm trying to save up at leats $1000 to give for down payment as well.
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02-09-2006, 10:59 PM
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You have to look at trade in vs. what you owe. That's probably the best way to determine when you can trade for a NB.
Go to www.nada.com or www.kbb.com to check out your trade in value. You don't wanna be upside down in payments. 
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"While the eyes are the windows to your soul, your zipper is the window to your underwear." (\__/) (='.'=) (")_(") Me: www.myspace.com/beetlenut My beetle: http://www.newbeetle.org/forums/showthread.php?t=4690
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02-10-2006, 12:26 AM
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hello and welcome! how many years do you have left on your jetta? be careful about getting a new car with one that's not paid off. i looked into that and it sucks. it's called being upside-down on your payments.
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Me (Erin) ~ My car (Curby)
(o\_vw_/o) Beetles rule! There's no apostrophe before an 's' when you're talking about the plural version of a word. "I took some neat photo's!" is NOT correct. 
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02-10-2006, 04:25 AM
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Good luck with the purchase. Welcome to the org!
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Tríd an bpian a bheirtear solas nua! Most of us spend our lives as if we had another one in the bank - Ben Irwin Live Strong / Black Rain my NB! / Love Da Scot / My flickr / My Tattoo / MySpace / My XBL GamerTag
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02-10-2006, 02:05 PM
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Welcome aboard!
Enjoy your stay!
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Drive it like you mean it! My Greenie Blog  Body in the United States/ Heart in Ireland ~~~ Princess Poppy 1998 5 spd Red 
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02-11-2006, 12:19 AM
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The trade in value of your car will most likely be considerably less than what you owe on it, also called negative equity. That negative equity transfers to the cost of the new car, increasing your monthly payment considerably.
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02-11-2006, 03:50 AM
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Oh ok. How long should I wait before trading it in? I would like to get a lower payment than what I have now. Or I would like somebody in my family to take over payments so then I wouldn;t have to trade and have the negative equity thingy.
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02-11-2006, 12:24 PM
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I am very good friends with "negative equity" and the "upside-down" situation, unfortunately. I've had many cars and almost every one has ended up being worth less than what I owed when I traded them in.
I knew I was going to be upside down trading in my '00 Grand Caravan for the New Beetle so I saved a lot of money for the down payment basically making up for the negative equity. Now when I pick up my new baby this afternoon I'll basically be breaking even - it'll be as if I showed up with no trade and $1000 down payment. Good luck to you in your venture to get a NB!
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02-11-2006, 01:08 PM
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Like I posted earlier, you should go to www.kbb.com or www.nada.com and check the trade in value of your car and compare that to the amount you still owe. This should give you a decent idea of what your negative equity is. Good luck!
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09-02-2006, 03:23 PM
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Keep us posted on your search for your bug. It's waiting out there somewhere for you!
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